FatNaira Escrow Protection
Every transaction on FatNaira is protected by our escrow system. Your money is safe until you confirm delivery.
How it works
1
Buyer places order
You browse, add to cart, and checkout. Your payment is collected securely.
2
Payment held in escrow
FatNaira holds your payment safely. The seller cannot access it yet.
3
Seller fulfills order
The seller packs and ships your order with tracking.
4
You confirm delivery
Once you receive and inspect your order, you confirm delivery on FatNaira.
5
Seller gets paid
After your confirmation, the payment is released to the seller instantly.
For Buyers
- ✓ Pay safely — no risk of fraud
- ✓ Money returned if item not received
- ✓ Dispute resolution within 24 hours
- ✓ Full refund if item is not as described
For Sellers
- ✓ Guaranteed payment before shipping
- ✓ No chargebacks or payment reversals
- ✓ Funds released immediately on confirmation
- ✓ Build trust with buyers automatically
Every transaction is protected
FatNaira Escrow is free for buyers. Sellers pay a 2.5% marketplace fee only on successful transactions.